Free to learn, Pro to work with
Every fund and every strategy result stays visible: return, income, drawdown and the trade-off against the S&P 500 are the numbers this site is built on, and a site about transparency cannot hide them. A free account opens the three screeners. Pro opens what sits behind each strategy — the charts, the funds the simulation holds, every backtest trade, the detailed metrics — plus the tools you apply to a portfolio of your own: your taxes and commissions, the simulator with up to 20 funds, the FIRE projection and saved portfolios. One strategy, Euro Income, is open in full to everyone, so you can see exactly what you would be paying for.
Free
- Every fund: yield, distribution growth, Quality Score and full fund pages
- All the income strategies: return, income, drawdown, Sharpe and the trade-off vs the S&P 500
- The three screeners, with search, filters and sorting (free account)
- The wiki and the whole methodology
- The simulator with up to 3 funds, before tax
- Charts, holdings and trades inside each strategy
- Your taxes and broker commission applied to every figure
- FIRE projection with scenarios
- Saved portfolios and CSV export
Pro
Nothing is charged during the trial; cancel before it ends and you pay nothing.
Why some things are free and others are not
- What we could never hideHow each strategy performed, how much income it paid, how far it fell and how it compares with the S&P 500. Those headline numbers stay visible to everyone, with or without an account: putting them behind a paywall would turn a research tool into a sales pitch.
- Why a free account for the screenersThe screeners are the part people come back to every week. Asking for an email — no password, one link — lets us tell you when the strategies rebalance and keeps the tool sustainable.
- What Pro pays forData collected and checked every evening, the simulation engine, and the personal tools: your taxes, your portfolios, your projections.
- No advice, at any pricePro does not buy recommendations, signals or a portfolio built for you. It is the same educational material, with better tools.
- Cancel anytimeThe monthly plan stops when you stop it, with no notice period. The yearly plan is a discount, not a lock-in you cannot see.