Legal

Privacy

Version 2.0 — September 2026. Given under Articles 13 and 14 of Regulation (EU) 2016/679 (GDPR) and Legislative Decree 196/2003 as amended.

The short version

We do not track you. There is no analytics, no advertising, no profiling and no third-party script that follows you across sites. Browsing this site leaves no personal data with us. If you open an account we keep your email address, and nothing else you have not given us. Payments are handled entirely by Stripe on their own servers: card numbers never reach us.

1. Controller

NETLAND SNC, Via Vandalino 36, 10141 Torino, Italy — VAT 08796440017 — info@masterofyield.eu. No Data Protection Officer is appointed, which is not required for processing of this nature and scale; the address above handles every privacy request.

2. What we process, why, and on what legal basis

We process no special categories of data, we take no automated decisions with legal or similarly significant effects, and we never sell or rent personal data.

3. Who else processes it

Only the suppliers that make the service work, each bound by a data processing agreement under Art. 28:

Where a supplier processes data outside the EEA, the transfer relies on an adequacy decision — for the United States, the EU–US Data Privacy Framework — or on Standard Contractual Clauses with additional safeguards. Ask us and we will send you the safeguards in force.

4. How long we keep it

5. Your rights

You can ask for access, correction, erasure, restriction, portability in a machine-readable format, and object to processing based on legitimate interest. Where processing rests on consent you can withdraw it at any time, without affecting what was lawful before. Write to the address above: we answer within one month, free of charge, extendable by two months only for genuinely complex requests.

You may also complain to the Garante per la protezione dei dati personali (www.garanteprivacy.it) or to the authority of the country where you live.

6. Security

There are no passwords to steal: access uses single-use links sent to your mailbox. Traffic is encrypted in transit, backups are encrypted, and access to production data is limited to whoever runs the service. If a breach is likely to put your rights at risk we notify the authority within 72 hours and inform you without undue delay.

7. Children

The service is for adults. We do not knowingly create accounts for people under 18 and we delete any we find.

8. Changes

Material changes are announced on the site and, for account holders, by email. The version and date at the top always tell you which text is in force.

Important information. Master of Yield is an independent research tool. All content on this site, including fund data, screeners, scores, model portfolios and backtests, is provided for information and education only. Nothing here is investment, legal, tax or accounting advice, nor a recommendation or solicitation to buy, sell or hold any financial instrument. We are not a broker, a bank or an authorised investment adviser, and we have no knowledge of your personal circumstances. Any investment decision you make is yours alone: consult a qualified adviser before acting.

Our approach. Our model portfolios follow a purely quantitative, rules-based method focused on income. Funds are selected, ranked and rotated by statistical criteria applied mechanically: price erosion since inception, sustainability of distributions, dividend growth, yield and total return. No discretionary judgement or view on individual companies or markets is involved, and the same rules apply to every fund.

About the backtests. Portfolio results are hypothetical simulations run on historical data, not records of real trades or of any real account. Among other simplifications, they assume every fund could be bought and sold at its month-end price with no spread, commission or market impact; they show figures before tax unless you set your own tax profile under "Taxes", where you choose your country and can adjust every rate and the commission your broker charges per trade — those figures are an estimate, not a tax calculation; and they convert every amount to euro at the daily exchange rate. The fund universe only contains products that exist today, so funds that closed in the past are missing, which tends to flatter results. Many funds have short histories, so some results cover only a few years of a largely rising market. Rules may be refined over time and each refinement is applied to the full history, so past results can change. Past or simulated performance does not guarantee future results, and every investment can lose value, including the capital invested.

About the data. Data is collected from publicly available open sources and third-party providers and is not independently verified. No warranty is given as to its accuracy, completeness or timeliness. Always check figures with the fund provider before acting. Fund reference data (expense ratio, fund size, domicile) is completed with the EU ETF Universe dataset by Danimoth, used under the CC BY 4.0 licence: danimoth.com/dataset.

Terms · Privacy · Cookies · Wiki · Pricing

Intellectual property. Fund names and trademarks belong to their respective owners. Content from this site may not be reproduced or redistributed without written permission.